Chief Financial Officer

Job Description:

CHIEF FINANCIAL OFFICER (CFO)

IndustryMicrofinance / Financial Services

JOB PURPOSE

The Chief Financial Officer (CFO) will provide strategic financial leadership and oversight of the organisation’s financial operations, ensuring financial sustainability, profitability, regulatory compliance and effective risk management. The role will be responsible for financial planning, budgeting, treasury management, financial reporting, capital management and supporting the organisation’s growth strategy within the microfinance sector.

KEY RESPONSIBILITIES

• Develop and implement financial strategies aligned with the organisation’s business objectives and growth plans.

• Oversee all financial operations, including accounting, budgeting, forecasting, treasury, taxation and financial reporting.

• Manage liquidity, cash flow, funding requirements and capital adequacy to ensure financial stability.

• Drive profitability, cost optimisation and sustainable financial performance.

• Oversee loan portfolio financial performance, provisioning, impairment and credit risk exposure in collaboration with the credit and risk teams.

• Ensure compliance with Bank of Zambia regulations, applicable financial reporting standards, tax legislation and other statutory requirements.

• Prepare and present accurate financial statements, management accounts and financial performance reports to the CEO and Board.

• Lead financial planning, investment analysis, funding strategies and relationships with banks, investors and other financial institutions.

• Strengthen internal financial controls, corporate governance and risk management frameworks.