Credit Analyst at an International Car Finance Company

Credit Analyst at an International Car Finance Company

Hakki Car Finance Limited

Accounting, Auditing & Finance

Yesterday

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New

Featured

Nairobi

Contract

Banking, Finance & Insurance

KSh
30,000 - 45,000

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Job summary

Hakki Africa Ltd is a leading provider of vehicle financing solutions, dedicated to helping individuals and businesses secure affordable and flexible auto loans. We are seeking a skilled and detail-oriented Credit Analyst to evaluate loan applications and assess clients' creditworthiness.

Min Qualification:

Diploma

Experience Level

Mid level

Experience Length

2 years

Language Requirement

English

Working Hours:

Contract - 8 to 5

Applicant Location

Kenya

Job descriptions & requirements

The ideal candidate will analyze financial data, review credit reports, and provide risk assessments to support sound lending decisions while ensuring compliance with company policies and industry regulations.

Key Responsibilities

• Assess the financial health of applicants by analyzing financial statements, credit reports, and other relevant data.
• Identify potential risks associated with lending and provide risk mitigation recommendations.
• Assign credit ratings based on financial analysis and risk assessments.
• Recommend approval, modification, or rejection of credit applications.
• Set appropriate credit limits and terms for borrowers.
• Ensure all documentation complies with regulatory and company policies.
• Ensure all credit assessments comply with legal, regulatory, and organizational standards.
• Follow internal credit policies and guidelines to maintain financial integrity.
• Adhere to fair lending practices and anti-money laundering (AML) policies.

Qualifications and Experience