Senior Product Engineer – Payments Risk

At WeTravel, we believe managing multi-day travel should be seamless—so you can focus on delivering unforgettable experiences, not juggling tools. Our all-in-one platform powers the complete traveler journey, trusted by thousands of travel businesses worldwide. From custom, bookable itineraries to automated pre-departure tasks, global payment process…

Senior Product Engineer – Payments Risk

What’s the role:

• Every organizer collecting payments on WeTravel passes through a series of decisions: whether they can sell their trips and products here, how much of their payout we hold back and how quickly we release it, and what happens when a good account starts going bad. Today these decisions are still largely manual and they will not scale to $10B. Your job is to make them sharper and faster, and to take the manual work out of them. You will own the systems behind them.

Some major problems worth solving:

• Assessing an organizer at signup and then through the life of the account, so how much we hold payout and how quickly we release it reflects how strong the business actually is.

• Reserves that track what an organizer actually owes their suppliers on a given trip, so a hold reflects real forward obligations rather than a flat percentage.

• Exposure, disputes, balances, payout history, and verification state in one place, so a decision takes minutes rather than hours.

What you’ll do day-to-day:

• Lead projects end-to-end: discovery with Product, Payment Operations and our KYC/Verification team, solution design, build, rollout, and the monitoring that proves it works.

• Shape how we decide, not only how it gets built. What we assess, what we measure, and which manual steps automation should take over are all yours to influence.

• Weigh protection against user experience. Anything you build has a cost to a legitimate organizer, and finding that balance is part of the work.

• Own the reliability of what you ship, and help raise the engineering bar across the team.

How we work:

• We’re focused on the impact. We don’t subscribe to any one framework or execution ideology, and we adapt based on what’s impactful.

• We’re using the latest hardware and constantly on the look out for better tools & ways to work.

• We have AI-first development experience and work with the latest models and agentic dev tools.

• Stack: We’re developing React/TypeScript, Ruby on Rails and Kotlin Microservices. Our services run on Kubernetes. We also use and love MongoDB, MySQL, Postgres, Cockroach DB, Snowflake and we’re working with the major LLM providers.

You should apply if you have:

Basic qualifications:

• 7+ years of product engineering expertise, with 4+ years dedicated to risk, fraud, or underwriting systems that move real money.

• Deep expertise in the systems that decide about money, such as exposure and credit models, decision and rules engines, holds, reserves and payout limits, transaction monitoring, and the ledger those balances sit on.