Country Credit Head, Wealth & Retail Bank Risk, Kenya

Standard Chartered Kenya, whose official name is Standard Chartered Bank Kenya Limited, but is sometimes referred to as Stanchart Kenya, is a commercial bank in Kenya.

Country Credit Head, Wealth & Retail Bank Risk, Kenya

Job Summary

• Uphold the integrity of the Group’s risk/ return decisions for Wealth & Retail Bank (WRB) Kenya by ensuring credit risks arising from Retail Banking are properly assessed, transparently decided and controlled in line with Group standards and risk appetite.

• Ensure the Risk Management Framework, credit policies, governance routines and related reporting processes are effectively communicated, implemented and embedded across the Kenya Credit function.

• Exercise credit risk approval authority for the Retail Clients business and lead end-to-end WRB risk management for Kenya, including portfolio oversight, controls, stakeholder engagement and regulatory conduct.

Credit Risk Strategy and Governance

• Inform business planning through cost and impairment forecasts, balanced assessment of the external environment, and advice that supports disciplined growth within risk appetite.

• Design, maintain and communicate credit risk control parameters, including policies, control standards, exposure limits and other levers that keep the Retail Banking risk profile aligned to Group appetite.

• Ensure material risk exposures, emerging issues and management responses are escalated to the appropriate governance forums and committees.

• Business, Processes and Risk Management

• Supervise relevant first-line-owned processes within the Credit function and ensure operational risks are effectively managed in compliance with internal policies, laws and regulations.

• Assess the credit risk profile of the Retail Banking business, initiate stress testing and scenario analysis, and ensure management response plans are in place for extreme but plausible events.

• Exercise assigned credit authorities with sound judgement, considering concentration risk across sectors, geographies and markets, and assign risk authorities to suitably skilled individuals.

• Maintain effective relationships with regulators and key external stakeholders, ensuring credit risk management expectations are understood and reflected in internal processes.

People and Talent

• Set direction and drive high performance by translating strategy into clear direction, aligning individual goals to team outcomes and providing regular, constructive feedback.

• Develop talent and capability through coaching and career conversations that build critical skills, stretch potential and prepare individuals for future opportunities.