Treasury Analyst

VisionFund Malawi (VFM) · Lilongwe, Malawi

Posted October 24, 2026Listing expires October 30, 2026

VACANCY

Treasury Analyst – Grade 14

VisionFund Malawi (VFM) is a Christian, owner-operated, mission-driven, deposit-taking microfinance network working with caregivers in hard-to-reach, impoverished locations so they can create secure futures for their children. Inspired by Christian values, we are dedicated to working with the most vulnerable families and communities regardless of religion, race, ethnicity, or gender-to create lasting change in their lives.

We are inviting applications from suitably qualified and dedicated candidates to fill the following vacant position: Treasury Analyst -Grade 14 based at the Head Office in Lilongwe.

Purpose of the Position

Reporting to the Finance Manager the Treasury Analyst will support the effective management of VFM’s liquidity, cash flows, funding, investments and banking relationships to ensure that the institution maintains adequate liquidity, meets its financial obligations on time, complies with regulatory requirements, and optimizes the use and cost of financial resources.

The position will provide timely and accurate treasury analysis to support management and ALCO decision-making, including cash-flow forecasting, liquidity monitoring, funding requirements, interest-rate analysis and financial risk management.

Key Responsibilities

A. Liquidity Management

• Monitor and manage VFM’s liquidity position to ensure sufficient funds are available for operational and financial obligations.
• Prepare liquidity reports, forecasts, and stress-testing analyses to support effective cash flow planning.
• Track liquidity ratios against regulatory and internal requirements and identify potential funding gaps.
• Monitor cash balances across banks and branches and recommend optimal fund allocation and transfers.

B. Bank Account and Cash Management

• Oversee all bank accounts and daily cash position monitoring to ensure effective cash management.
• Review bank transactions, balances, and reconciliations while ensuring accurate records are maintained.
• Coordinate and monitor fund transfers and account funding requirements in line with approved authorization processes.
• Track banking costs, interest income, and related treasury transactions to optimize financial performance.

C. Funding and Borrowing Management

• Manage and maintain records of all local and international borrowing facilities and lender obligations.
• Monitor loan drawdowns, repayments, maturities, interest payments, and covenant compliance.
• Conduct funding requirement analyses and support negotiations with financial institutions and lenders.
• Prepare funding proposals, lender reports, and cost analyses to support efficient capital management.

D. Investment and Surplus Cash Management