Credit Officer II job vacancy

TRA SACCOS LTD

Dar es Salaam Full time Jobs

Position information

Job Details

Job LocationDar es Salaam

Job CategoryBanking and Finance Jobs , Cashier Jobs

Job TypeFull time Jobs

Job PostedSeptember 2, 2026

Job Description

TRA SACCOS LTD

• Background

TRA SACCOS LTD is a registered Savings and Credit Co-operative Society based in Dar es salaam. TRA SACCOS LTD is dedicated to mobilizing savings from its members and providing accessible credit facilities. As a Class B licensed microfinance institution, the society operates in full compliance with the Microfinance Act No. 10 of 2018 and the Co-operative Societies Act, Cap 211.

TRA SACCOS LTD invites applications from suitably qualified and competent candidates to fill vacancies based in Dar es Salaam.

Credit Officer II – 1 Post

Job Purpose

To assess, process and monitor member loans in line with TRA SACCOS policies and regulatory requirements, ensuring effective credit management, quality loan portfolio performance and member satisfaction.

Reporting to

Head of Credit

Duties and responsibilities

• Provide guidance to members on loan products, eligibility, applications, and other credit-related matters.

• Evaluate loan applications, recommend approval decisions, process approved loans, and maintain accurate loan records.

• Monitor loan repayments, reconcile loan accounts, follow up on overdue loans, and support loan recovery activities.

• Prepare credit and regulatory reports, respond to audit findings, and support the implementation of credit policies.

• Deliver excellent member service, support Credit Committee activities, participate in planning and budgeting.

• Perform any other duties assigned by the supervisor.

Qualification and Experience